Current mortgage and refinance rates
Accurate as of 10/28/2021.
|30-year fixed-rate FHA||2.250%||2.899%|
|30-year fixed-rate VA||2.506%||2.783%|
On Thursday, October 28th, 2021, the average APR on a 30-year fixed-rate mortgage rose 1 basis point to 2.988%. The average APR on a 15-year fixed-rate mortgage remained at 2.227% and the average APR for a 5/1 adjustable-rate mortgage (ARM) remained at 3.221%, according to rates provided to NerdWallet by Zillow. The 30-year fixed-rate mortgage is 6 basis points lower than one week ago and 1 basis point lower than one year ago.