Current Mortgage Rates for December 2021

Current mortgage and refinance rates

Product Interest rate APR
30-year fixed-rate 3.566% 3.638%
20-year fixed-rate 3.294% 3.381%
15-year fixed-rate 2.695% 2.814%
10-year fixed-rate 2.625% 2.780%
7/1 ARM 2.927% 3.007%
5/1 ARM 2.776% 3.097%
3/1 ARM 2.917% 3.555%
30-year fixed-rate FHA 4.125% 5.027%
30-year fixed-rate VA 3.043% 3.337%