Current mortgage and refinance rates

Accurate as of 12/20/2021.

Product	Interest rate	APR
30-year fixed-rate	3.010%	3.080%
20-year fixed-rate	2.769%	2.862%
15-year fixed-rate	2.149%	2.260%
10-year fixed-rate	2.317%	2.442%
7/1 ARM	2.566%	2.896%
5/1 ARM	2.602%	2.851%
3/1 ARM	2.917%	3.555%
30-year fixed-rate FHA	2.250%	2.984%
30-year fixed-rate VA	2.496%	2.780%